We Lend In 48 States

Whether you are looking to purchase a home, refinance, consolidate debt, or simply take cash out - we can help. We also provide conventional mortgage loans below the market, adjustable rate mortgage's (LIBOR, COFI, and Treasury bill indexed), interest only home loans, manufactured home loans and home improvement loans. We are your one-stop full service brokerage firm.

Our Philosophy "Customers for Life"

A strong and genuine belief in the "customer for life" principle of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production. We pride ourselves on providing our clients with unsurpassed professional service. This service provides a large referral base which enables us to lower our marketing costs.

We know which lenders have the best rates and lowest closing costs for the program you are looking for. We shop lenders for you and pass the savings directly to you.

40% of all real estate transactions are done over the Internet

Large Internet lenders have many cost savings. An Internet lender can initiate a loan without:

1. Large, expensive buildings requiring large overhead costs
2. A large sales force - we don't need to hire many salespeople
3. Costly media and direct mail advertising

It ultimately comes down to this: you can go directly to a single lending institution, accept the limited amount of programs that they have available AND pay more or you can choose our sister company, C & A Capital and Realty Services, Inc. and save thousands of dollars.

We are confident that once you have concluded your loan, you will refer your friends and relatives to C & A Capital and Realty Services, Inc. so that they can enjoy the same level of customer service and savings.

STOP RENTING - OWN WITH ZERO DOWN

We will find the home that's right for you!
Take that first step towards owning a own home with "0 down"

103% Financing Programs Available!
Less than perfect credit okay! We have a program that will work for you!
First Time Home Buyer Loans with NO DOWN payment!
Manufactured Home Loans!
Interest Only Loans Available!
FHA Loans Available!
Pre-qualify in 5 minutes It's easy!

30-year or 25-year
20-year
15-year
10-year
Jumbo Loans ($417,000 +)
3/1, 5/1, 7/1, and 10/1 ARMS (Cost of Funds Indexed, Libor Based Mortgages)
Interest Only Loans
Debt Consolidation Loans
Less than perfect credit okay!
FHA Loans Available
Pre-qualify in 5 minutes! It's easy!

When you are ready to receive exceptional personal service at wholesale rates, please call 800.458.2771 to get started. If we do not answer, we are on the phone helping other clients, please leave a message and we promise to return your call promptly. Please feel free to send an e-mail with any questions and we will respond within 24 hours.

Mention this on-line ad, and get a Free appraisal and Credit Report!

We have a strong staff with a lot of integrity, excellent customer service, our own in-house processing team and a great reputation for expediting the loan process.

Not all borrowers will qualify. Special terms and conditions apply.
All rates and terms subject to change without notice. Certain fees and restrictions apply.
California Department of Real Estate. Real Estate Broker License # 01841053